Home owners need to make sure that their most recent home improvements are covered by their home insurance . These home improvements ought to be treated as other investments , so advise insurance brokers .
The British Insurance Brokers’ Association (BIBA) recommends that homeowners who have improvements or renovations carried out to their homes ought to have them covered by their home insurance policies .
This ought to be key over the next six months as this is the busiest time of year for home improvements, given that we are anticipated to spend £57bn on our homes. Should anything go wrong, then those of us without up to date buildings insurance policies can lose out.
It is vital for us to converse with our broker in order to assure that any changes made are covered by the insurance cover . That is the best way to make sure we get fair treatment should anything go wrong.
Home improvements can greatly impact on the value of our properties and the quality of our lives. We spend considerable time saving up all year so we can afford to pay for such work. Therefore, it is crucial that such changes are covered by our insurance policies, including the correct sums insured .
2006 saw us spending an average o £1,509 per year on improvements, with 1.2 m of us spending more than £10,000.
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Home Improvements Need to be Viewed as Investments
Fri, 16 Feb 2007
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